The purpose of our blog is to educate our readers on the current Boise Idaho real estate market, to inform potential buyers and sellers of the process of buying or selling a home in the Boise area, to provide pertinent home improvement ideas for current homeowners, and to present desired community information for Boise and the surrounding area.  A few of our agents also post personal blog posts from time to time  We hope you enjoy the content.  If you have questions or ideas on things you would like us to write about, let us know!

June 18, 2024

The Love of a Father

The Love of a Father

A few weeks ago, our family received the unexpected and difficult news that my dad’s increasing abdominal pain was the result of rapidly progressing pancreatic cancer.  In the wake of his prognosis, we have been wrestling with the sadness of having to say goodbye to a treasured husband, father, grandfather, brother, and friend, while simultaneously rejoicing in God’s kindness in giving us such a wonderful man, equipping him to make the meaningful impact he has made on the world, and allowing us this precious time to cherish being together.  

This Father’s Day, amidst the realization that this is likely the last I will get to celebrate with him, I have been reflecting much on the gift of my dad’s presence and how his love has imaged God’s love for me. While there are many examples I could share, the most notable has been my dad’s willing self-sacrifice for the benefit of my good.   

From as far back as I can remember, my dad has worked diligently and saved generously—not for selfish gain but to ensure a good life for our family.  He continually gives of his time, treasures, and comfort so we might flourish.  This tangible expression of selfless love mirrors God’s love as described in John 3:16: "For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” The generosity, security, and goodness I have experienced through my dad’s hard work and selfless acts beautifully reflect the unparalleled kindness, assurance, and eternal hope God offers through His grace and mercy.

This type of self-sacrifice reveals a profound love that seeks the best for the beloved. As I look back on being my father’s daughter, I see countless examples where I was the beneficiary. When it would have been easier, quicker, and less expensive for my dad to go camping or fishing alone, he bought the necessary gear and made it possible for us to join him. When all I wanted was to take a road trip with a few “too-young” teenage friends, he endured my tears and angry words, knowing that protecting my safety and future was more loving than yielding to my fleeting desire for a little fun. When I rushed through chores, didn’t give my best, or was disrespectful, he gave consequences to help me see the negatives of such behaviors and guided me towards something better, shaping me into the woman I am today.   Though not always recognized as loving in the moment, my dad’s actions were deeply rooted in his concern for me and his desire to seek what was best for me. As the Lord declared in Jeremiah 29:11, "For I know the plans I have for you…plans to prosper you and not to harm you, plans to give you hope and a future," my dad has been driven by similar hopes to prosper me and not to harm me, to give me a bright future.

Reflecting on the depths of my dad’s love for me has proved a comfort in this difficult time, recognizing that his concern and care for me is merely a glimpse of the concern and care God has for him. While it is incredibly hard to watch my dad endure the pain of his cancer, I trust the Lord to hold him and seek the best for his future, just as my dad has done for me. I’m trusting Him for the present too. In recent months, I have witnessed God’s loving kindness toward my dad—honoring his desires to not grow old and dependent, to avoid prolonged suffering, to spend meaningful time with family and friends, to enjoy activities he loves, to laugh, drink wine, and cherish visits on the patio. He has been given the time to put things in order for our family and to leave this world knowing he has done all he could to set us up well for his parting.  What a gift.

I am not ready to say goodbye to my dad, and I doubt I ever will be. But I am always eager to celebrate him. So, this Father’s Day, I raise a glass (preferably of my dad’s homemade wine) in gratitude—to my dad, whose sacrificial love has shaped my life and provided for our family's future, and to my Father in heaven, whose sacrificial love has secured a joyful and eternal future for all who accept His invitation. I am grateful beyond measure for the gift of my Savior and for the gift of my dad, who has so beautifully mirrored the love of the Father in his life.

By Katie Miller

For more blog posts by Katie Miller, click HERE

Posted in Katie Miller
June 18, 2024

Boise Housing Market Update | May 2024

The median sales price for the Boise housing market in May was $551,950. Although this marks a slight drop from the previous month, it represents a 3.4% increase from May of last year. Excluding new construction, existing home sale prices saw an even more substantial rise, increasing by nearly 6% year-over-year. The number of homes sold in May also showed significant growth, up 7.3% from the previous month and a remarkable 14.7% from the same period last year. Additionally, the inventory of homes available for sale increased notably, rising 16.9% month-over-month and 29.4% year-over-year. These metrics suggest that the market will likely remain healthy and robust as we move into the second half of 2024.

Given that 30-year mortgage interest rates are currently hovering around 7% with no sign of dropping soon and that home prices are stable with a strong likelihood of increasing, many buyers understand that housing affordability in Boise is unlikely to become more favorable in the near future. This awareness is prompting some to buy in the area now while leading others to seek more affordable options further from the city. Last month, the median sales price for homes in Canyon County, encompassing cities like Nampa, Caldwell, and Middleton, was $419,945. These attractive prices for properties, still within a convenient commute to Boise, have spurred increased demand in these areas. The surge in demand has also led to a significant uptick in new construction, increasing housing inventory in Canyon County by 58.5% over the past year to meet the growing need.  

If you're thinking about buying or selling in the Boise area, or if you're interested in exploring Canyon County or other Treasure Valley regions in the months ahead, please reach out to us. We're eager to talk about how the current market dynamics, such as interest rates and affordability considerations, might influence your choices. We look forward to connecting with you soon!

For a quick snapshot of the Boise housing market for May 2024, see below.  

For more market statistics, including those for Canyon, Elmore, & Gem Counties, check out Boise Regional REALTORS® Market Report HERE

Posted in Housing Market
May 20, 2024

Boise Housing Market Update | April 2024

As evidenced by the large number of pending TripleCord listings right now,  the Boise housing market has really begun to pick up.  Pending sales have surged by 10% compared to last month and nearly 25% compared to last year. Additionally, the median number of days properties spend on the market has decreased by 24.5% from last month and 32.7% from last year. This indicates a higher rate of home purchases occurring within a shorter timeframe—a trend we haven't seen for a bit.

While some of this increase can be attributed to seasonal patterns, it's also a reflection of changing buyer sentiment. Many prospective buyers have long been hesitant, waiting to see if home prices and interest rates would decrease further. However, recent months have shown that such declines are unlikely. Therefore, more and more buyers are choosing to stop waiting and move forward.  

Sellers are also becoming more active, with the number of homes listed for sale rising by 10.3% from last month and 19.9% from last year. As noted by Boise Regional REALTORS®, “With a spike in pending contracts, home sales, and market speeds, increased inventory is a welcome friend.”  

It’s important to note that while more people are making decisions to jump into the market, it doesn't mean it's the right time for everyone. If you're considering buying or selling, we would welcome the opportunity to discuss the current market conditions with you. We can highlight the advantages of entering the market now, as well as potential drawbacks, to better help you make an informed decision based on your unique circumstances. Please feel free to give us a call – we're here to help!

For a quick snapshot of the Boise housing market for April 2024, see below.  

For more market statistics, including those for Canyon, Elmore, & Gem Counties, check out Boise Regional REALTORS® Market Report HERE

 

Posted in Housing Market
April 16, 2024

Glory on Display

Glory on Display

Since experiencing the awe-inspiring solar eclipse along the path of totality in 2017, Luke and I have been eagerly awaiting our next viewing.   That opportunity finally came last week when we traveled 7 hours by plane and 3 hours by car to Waco, Texas, in hopes of again seeing this incredible phenomenon.  When we told people of our upcoming trip, many who had never seen a total solar eclipse wondered at our excitement and willingness to travel so far.  I mean, eclipses are cool, but they aren’t THAT cool, right?  And, can’t you just put on your glasses and see a bit of it from here?    Well, if you’re talking about a partial solar eclipse outside the path of totality, I would agree with you.  It’s pretty neat to stare up at the huge cookie bite in the sun through solar glasses and experience the associated temperature drop, interesting shadows, and darkened midday sky.  But, a TOTAL solar eclipse is something far more spectacular and well worth the travel to be able to fully take it in!

Though our plans worked out to travel to the path of totality, we found ourselves powerless against the whims of the weather to guarantee a viewing. The forecast for eclipse day was overcast skies and thunderstorms, casting a shadow of uncertainty on our chances of seeing what we came for.  It may have seemed silly to some, but we prayed a lot and enlisted others to pray as well that God might part the clouds—not just for us but for all those who were gathered to see the grandeur of this event, especially those who would be seeing it for the first time.  

We had the joy of meeting up with some friends who recently moved to Texas as well as another friend who traveled from Boise to watch the eclipse. After scrutinizing the forecasted cloud coverage to find an optimal viewing spot, our friends suggested a location where breaks in the clouds seemed most promising.  As we sat and visited and waited, hope surged with occasional glimpses of blue sky. However, just before totality, a dark cloud veiled the sun.  The collective prayer on all our hearts was, “Please, Lord, move this cloud long enough for us to at least get a glimpse of this incredible display of your glory!”  Though we didn’t see totality hit, we felt the temperature drop and saw the skies get especially dark, signaling it was safe to remove our solar glasses.  Everyone in the park peered longingly where we knew the sun was…hoping. 

Then, just seconds after it had started, the Lord kindly answered our prayers—parting the clouds and giving us full visibility of His incredible power and grand creation. Awe filled us all and an uproar of cheers, whistles, clapping, and whoops erupted from the crowd. Luke hollered out, “Glory!!!”  Indeed, it was glorious—a dark sky in the middle of the day, the ability to stare directly at the sun with the naked eye, a ring of fire, a visible solar flare, the appearance of stars and planets, and a 360-degree sunset!  Even the bats came out, tricked by the illusory night sky.  As the total eclipse of the sun continued for four beautiful minutes, a symphony of sporadic cheers seemed to mingle with silent revelry. Then, it was time for my favorite part—the moment known as the “diamond ring,” when totality ends and a radiant burst of sunlight shoots forth from behind the moon.  In that fleeting moment, I felt like I was getting a very small glimpse of what it must have been like at creation when “God said, ‘Let there be light,’ and there was light. And God saw that the light was good” (Genesis 1:3).  Indeed, it was good.  “The heavens declared the glory of God, and the sky above proclaimed his handiwork” (Psalm 19:1).  We are so very grateful to have had the opportunity to experience it!

Although the next total solar eclipse won’t pass through the contiguous United States until 2044, there are opportunities abroad for those with the wanderlust bug.   One will be marching through Iceland and Spain on August 12, 2026, through parts of the Middle East on August 2, 2027, and through Australia & New Zealand on July 22, 2028.  We are already talking with family and friends about how we could make the trek to one of these locations happen.  If you’re interested, let us know!  We would love a chance to revel in God’s glory on display with you!  

By Katie Miller

For more blog posts by Katie Miller, click HERE

   

  

 

Posted in Katie Miller
April 16, 2024

Boise Housing Market Update | March 2024

Last month, the Boise housing market witnessed impressive leaps in some key measurements for real estate market competitiveness.  Most notably, the median sales price for existing homes (not including new construction) went up by $56,800 from February to March.  This is an increase of 11.6% in one month and marks the greatest month-over-month price jump in Ada County history.   Though not record-breaking, the overall month-over-month median sales price increase of 6.3% was also notable.  These metrics, along with a month-over-month increase of 12.2% in pending sales and 21.3% in sold homes, indicate that buyer demand remains strong despite sustained higher interest rates and that our market may be poised for a much more active spring than experienced in 2023.

Another contributing factor to the jump in prices last month, particularly in the existing home sector, could be attributed to the "lock-in" effect.  This phenomenon arises from homeowners who purchased their current properties at historically low mortgage rates and are, understandably, hesitant to sell and trade these advantageous loans for new higher-cost mortgages. Consequently, many who might otherwise upgrade their homes are opting to remain in place, thus constraining the inventory of homes for sale, particularly within the entry-level segment. This trend further exacerbates the scarcity of available properties, adding to the competitive nature of the housing market.  

Whether you’re considering buying but are anxious about the process, hoping to sell but are feeling locked in, or simply curious about the current market dynamics and how they may affect your future real estate decisions, we’re here to support you every step of the way!  With our knowledge of the market, expertise in negotiation, and genuine commitment to prioritizing your needs, we're dedicated to helping you navigate your next real estate move with confidence and ease. Don't hesitate to reach out – we're ready to assist you in achieving your goals and making informed decisions for your future.

For a quick snapshot of the Boise housing market for March 2024, see below.  

Boise Housing Market March 2024

For more market statistics, including those for Canyon, Elmore, & Gem Counties, check out Boise Regional REALTORS® Market Report HERE

Posted in Housing Market
March 16, 2024

My True Rest

My True Rest

 

After taking a break for a couple of years, I was eager to again participate in The Bible Recap plan to read chronologically through the Bible in a year.  In the first few books of the Bible, God places a heavy emphasis on the importance of Sabbath rest and the weighty consequences of neglecting it.   It reminded me of two vital truths: firstly, the kindness and incredible provision of our God, who ordained rest for us, and secondly, that taking time to rest demonstrates trust in the Lord, not in yourself, to accomplish what needs to be accomplished and to provide what needs to be provided.   

This realization hit home, exposing that my sense of feeling rested stemmed not from trusting in God's provision but from the relief of accomplishing things on my checklist.  As He was beginning to reveal this, the Lord perfectly timed an incredibly restful family vacation to an all-inclusive resort in Puerto Vallarta.  There, I had the opportunity to savor true rest—no cooking, no cleaning, no work, no schedules, no alarms. It was simply a time to unwind, connect, play in the ocean, sit quietly, read, sleep, bask in the beauty around us, spend time with God, and experience a taste of the profound rest He promises we can find in Him.

Amazed and inspired by the experience, I asked God to help me integrate this newfound restfulness into my daily life upon returning home. Thus, on our first Sunday back, I chose to set my checklist aside—trusting the Lord to give me the day of rest He wanted to provide while also Him to enable me to accomplish the necessary tasks in our home and at work during the week. Although initially challenging, it felt liberating not to be enslaved by tasks for a day, and I felt much more rested and at peace than Sundays prior. 

The next morning, however, as I looked at my undone list and the mounting number of emails in my inbox, I started to second guess whether the rest on Sunday had been a good idea.  I had a Mom’s in Prayer gathering I had planned to attend but seriously considered skipping it so I could get started on the work awaiting me.  However, I felt the Lord encouraging me to go.  So, I did.  And, rather than walking away from the meeting feeling further crunched for time, I felt even more at peace about the day.  On the way home, I got a call from one of my agents, and rather than rushing through the conversation to get to those emails, I chose to spend time catching up and praying for one another.  Again, I somehow left the conversation not with greater concern over the pressures of the day but with a greater sense of peacefulness in my soul.  By the time I got up to my computer to begin the workday, it was 11:30 am, allotting only 3 ½ hours to get through everything before the kids arrived home from school.  But, somewhat miraculously, the workday unfolded smoothly and even with limited time, the Lord helped me finish all the necessary tasks. I even had a few extra minutes before the kids walked in the door.

While I understand my Mondays may not always progress so seamlessly after a Sunday of rest, this served as a tangible reminder of God's faithfulness and encouragement to trust in Him. It felt like His little nudge saying, “See, I got you, Katie.  Trust me and don’t hesitate to enter the joy of the rest I have for you.” I pray for continued obedience to this gracious command, anticipating deeper levels of rest and peace in the coming months as I rely on Him.   If you’ve been entering the joy of Sabbath rest for some time, I’d love to hear about your experience.  And, if you’re like me and are just beginning to discover its riches, I’d love to hear how it’s going and to help encourage each other in the journey.  

“So, there is a special rest still waiting for the people of God. For all who have entered into God’s rest have rested from their labors, just as God did after creating the world. So let us do our best to enter that rest so as not to disobey God and to fall as the people of Israel did.”  (Hebrews 4:9-11)

By Katie Miller

For more blog posts by Katie Miller, click HERE

Posted in Katie Miller
March 16, 2024

Boise Housing Market Update | February 2024

The median sales price for the Boise housing market in February was $522,000.  This is up 1.7% (or about $9,000) from January and up 5.7% (or $30,000) from February of last year.   Though still sitting below the February record-high median sales price of $549,900, set in 2022, there seems to be a steady trajectory back in the positive direction. 

 

While prices are recovering, the market still feels incredibly slow, with only 527 homes being sold last month.  This number is up 14.8% from January but remains 15.3% below the number of homes sold in February 2023 and 24.7% below the more normal, pre-pandemic figure in February 2020. This decrease in sales does not reflect a lack of desire for people to buy homes in the Boise area but rather a lack of affordability to do so given current prices and high interest rates.  This slowdown in home purchases is not unique to us but is something being experienced nationwide.  According to data from Bright MLS, the top three reasons people have pumped the breaks on buying are:

 

Despite these concerns, projections for the Spring market are positive.  Reports suggest buyers may see some relief on interest rates by the end of the year, and seller confidence is also warming with the Spring weather.  If you’re considering buying or selling or are just curious to know more about real estate in the area or how the current market may affect you, we would love to be your resource for the information you need.  Please don’t hesitate to reach out!

For a quick snapshot of the Boise housing market for February 2024, see below.  

 

For more market statistics, including those for Canyon, Elmore, & Gem Counties, check out Boise Regional REALTORS® Market Report HERE

 

Posted in Housing Market
Feb. 16, 2024

Stirring Up One Another to Love

Stirring Up One Another to Love

 

In our recent small group gathering, we looked at Hebrews 10:24-25 and shared how we had experienced the outworking of the verse in our personal lives.  The verse urges us to actively seek ways to uplift one another, to foster love and inspire goodness, and to cherish the importance of communal gatherings. It was such a joy to hear how each person in the group had been touched and motivated by the community around them. From simple acts of kindness like a friend delivering a smoothie and a hug on a hard day, to the faithful presence of someone walking alongside another in a transitional season, the impact was immeasurable. 

As I reflected on the many ways I have been stirred up by the love and care of the people around me, it not only gave me a deep thankfulness for the individuals the Lord has placed in my life but also heightened my awareness of the influence a simple encouraging gesture can have.  I pray the Lord would continue to nurture within me a heart that prioritizes the well-being of others above my own, and that He would ignite in me an ever-growing eagerness to extend compassion and encouragement in my daily interactions--even when it comes at a personal cost. I believe that as we each seek to emulate Christ's selfless love in this way, we will cultivate a community where love and goodness flourish.  What a welcome change that would be and what a beautiful thing to strive for!  

If you have a story of how someone has stirred you to acts of love and goodness, or if you've experienced moments where you've been an instrument of God's grace in someone else's life, I would love to hear about it. It brings me great joy to witness little glimpses of God's kingdom exhibiting here on earth, serving as a powerful reminder that His love triumphs.

"And let us consider how to stir up one another to love and good works, not neglecting to meet together, as is the habit of some, but encouraging one another, and all the more as you see the Day drawing near." (Hebrews 10:24-25)

 

By Katie Miller

For more blog posts by Katie Miller, click HERE

Posted in Katie Miller
Feb. 16, 2024

Boise Housing Market Update | January 2024

As mortgage interest rates dipped in December and January, many buyers got off the fence, and the Boise housing market saw pending sales increase to their highest number since June 2023.  Unfortunately, at the beginning of this month, we began to see rates move up again. We anticipate this may cause some buyers to pull back but are curious to see just how much it will affect home sales in our area in the coming months. In looking at national statistics, Redfin’s Economic Research Lead, Chen Zhao, anticipates that increased rates, which will likely stay near 7% for now, will give the housing market a slow start this year.  But, she expects that “activity should pick up a bit in the spring, partly because it’ll be selling season and partly because people are getting more and more accustomed to elevated rates.”  

Despite the effect these elevated rates have on affordability, home prices remain stable and are up by 4.7% compared to the same month last year.   Limited inventory—which is down by 12.6% from last month and 11.5% from last year--coupled with the ongoing influx of buyers to our area, suggests that prices are likely to keep rising rather than dipping. While the potential for price increases may prompt some buyers to act now and the opportunity for competitive offers due to low inventory may entice some sellers to list, the optimal time to buy or sell ultimately depends on individual circumstances.

If you're weighing the idea of buying or selling this year and are finding it challenging to determine the best timing, we're here to assist. Let's discuss your specific situation, review the latest market predictions, and analyze relevant data to help you make informed decisions about the next step in your real estate journey.

For a quick snapshot of the Boise housing market for January 2024, see below.  

Boise Housing Market January 2024

 

For more market statistics, including those for Canyon, Elmore, & Gem Counties, check out Boise Regional REALTORS® Market Report HERE

Posted in Housing Market
Jan. 22, 2024

My Word for 2024: "Communion"

Communion

 

Traditionally, I like to reflect on one word to describe the past year and one for the year ahead. In 2023, I chose "awe." But, in looking back as I wrote our Christmas letter, "sure" felt more fitting. The good news of salvation through Jesus remained a solid truth and a sure anchor in every high and low we experienced. While "sure" prevailed as my 2023 word, “awe” was certainly present in the wonderful, undeserved truth that the God of the universe is mindful of me—that He cares for me, is attentive to my needs, is not burdened by me, gave Himself up for me, and loves me despite my many faults and failings.  

My desire to experience an ever-increasing connection with this incredible God is what inspired my word choice for 2024—"communion.”  I decided to once again read through the Bible in a year using the Bible Recap Plan (If you want to join me, let me know!).  My desire is that this Bible reading plan not become another checkbox on my to-do list but rather a daily, exhilarating journey to commune with God and draw closer to Him. John 17:3 reminds me that real, eternal life involves truly knowing God and Jesus on a deep level. So, I’m eager to experience the joy and life that will come from connecting with Him through His Word.    

I pray that in doing so, the word of Christ will, as it says in Colossians 3:16, “dwell in me richly” –providing wisdom, helping me love those around me, and causing my heart to sing songs of praise and thankfulness continually.  At the end of the year, I hope my time of communion with God over His word will have brought me closer to Him and will have helped me to “comprehend with all the saints what is the length, width, height, and depth of God’s love, and to know Christ’s love that surpasses knowledge, so that I may be filled with all the fullness of God” (Ephesians 3:17-19).

If you have time to leave a comment, I would love to hear what word would characterize your 2023 and why as well as what word you are hoping to characterize your 2024.  It’s always a joy to hear from you!

By Katie Miller

For more blog posts by Katie Miller, click HERE

Posted in Katie Miller