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Get Preapproved for a Loan FIRST!

Unless you are paying cash for a home, you’ll need to borrow money. Don't make the mistake of running out and starting to view properties before you have taken the most important first step: solidifying how you will finance the purchase once you find that perfect home. This misstep can be detrimental to your home search and can quickly turn what should be a fun experience into a discouraging one. Although the preapproval process can be time consuming, it has to be done at some point. So, why not save yourself the headache later and get it done now. The benefits of taking care of this step FIRST far outweigh any reasons you may have not to.Get preapproved for a loan first | Loan preapproval

  • Takes Time: It can take several days to secure a preapproval letter from a lender. Trying to scramble to get this done once you've found a home can be very stressful and may end up costing you the house.

  • Saves Time: Active home searching requires a good deal of your valuable time, energy, and consideration. If you don’t want to waste that, make sure your financing is secured so you can be confident that when you find “the house” you will have the means to purchase it. It’s better to know before you go!

  • Increases Buyer Marketability: If you find “the house” at a great price, chances are you may not be the only one looking at it. If the seller gets multiple offers (which happens frequently in our market when there is a good home at a good price), the seller will most likely choose an offer from a buyer who can show proof of secured financing. Having loan preapproval makes you more marketable as a buyer!

  • Required on Distressed Property: If you end up deciding on a home that is listed as a foreclosure or short sale, the bank requires a loan preapproval letter to accompany the offer. If you don’t have one ready, you will likely miss out on these properties.

  • Gives Peace of Mind: Having loan preapproval upfront gives you peace of mind. You know from the get-go how much you qualify for, what your interest rate will be, what your payments will be, how much you need to have saved for your down payment, and what price of home would fit into your monthly budget.

Make your home buying experience the best that it can be by starting the process off right and getting preapproved FIRST! You will definitely be glad you did. If you don't already have a lender you are working with and would like a recommendation, check out these providers!

 

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Newest Boise Area Homes for Sale

9955 W Lillywood Dr., Boise image
9955 W Lillywood Dr., Boise $464,900

Immaculate well-maintained "like brand new" home in SW Boise. Owners have cared for this home and yard meticulously. This spacious home brags of large bedrooms with walk-...

  • 5 Beds
  • 3 Baths
  • 3,194 SqFt.
  • 0.14 Acres
  • 98791332 MLS
5256 E Arrow Junction Dr., Boise image
5256 E Arrow Junction Dr., Boise $550,000

Beautifully cared for home with open & spacious floorplan. Recently refinished hardwood flooring and newer interior paint. The two story, great room ceilings boast a numb...

  • 3 Beds
  • 2.5 Baths
  • 1,825 SqFt.
  • 0.12 Acres
  • 98791316 MLS
830 S Colfax Street, Boise image
830 S Colfax Street, Boise $670,680

Don't miss out on this amazing property and rare 4 bed (potential 5 bed) x 3 bath Boise find with a larger 0.7 acre lot. This home has room for your toys, RV, one horse,...

  • 4 Beds
  • 3 Baths
  • 2,916 SqFt.
  • 0.7 Acres
  • 98791206 MLS
10078 W Lillywood Dr, Boise image
10078 W Lillywood Dr, Boise $410,000

This lovingly maintained, beautiful home features a well laid out kitchen w/ island, pantry & spacious dining area. Adjacent is a wonderful built-in work space nook that ...

  • 4 Beds
  • 2.5 Baths
  • 2,304 SqFt.
  • 0.13 Acres
  • 98791202 MLS
307 E Sydmor Dr, Boise image
307 E Sydmor Dr, Boise $620,000

Absolutely stunning, European inspired home with high end finishes. From Quarter Sawn Oak cabinets, to individual hardware choices throughout. Your buyers will not be dis...

  • 3 Beds
  • 2.5 Baths
  • 2,053 SqFt.
  • 0.092 Acres
  • 98791194 MLS


Information courtesy of Intermountain Multiple Listing Service. Information provided by IMLS is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non‐commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. All listings provided by IMLS are marked with the official IMLS IDX icon.

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"We couldn't be more impressed by the dedicated, professional, custom-tailored services we received from TripleCord Real Estate when we decided it was time to sell our home and buy a new home." ~The Stichkas  

Read more testimonials HERE!

Boise Communities

  • About Boise
  • 0550 - SW Boise
  • 0100 - North Boise
  • 0600 - West Boise
  • 0200 - NE Boise
  • 0650 - W Boise-Mer
  • 0300 - SE Boise
  • 0700 - Garden City
  • 0400 - Boise Bench
  • 0800 - NW Boise
  • 0500 - South Boise

Meridian Communities

  • About Meridian
  • 1020 - NE Meridian
  • 1000 - SE Meridian
  • 1030 - NW Meridian
  • 1010 - SW Meridian

Other Local Communities

  • Eagle
  • Nampa
  • Star
  • Caldwell
  • Kuna
  • East Boise County
  • Middleton

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TripleCord Real Estate LLC                

3635 S Weathered Ave.
Boise, ID  83706
P: 208-861-5639   
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