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    Get Preapproved for a Loan FIRST!

    Unless you are paying cash for a home, you’ll need to borrow money. Don't make the mistake of running out and starting to view properties before you have taken the most important first step: solidifying how you will finance the purchase once you find that perfect home. This misstep can be detrimental to your home search and can quickly turn what should be a fun experience into a discouraging one. Although the preapproval process can be time consuming, it has to be done at some point. So, why not save yourself the headache later and get it done now. The benefits of taking care of this step FIRST far outweigh any reasons you may have not to.Get preapproved for a loan first | Loan preapproval

    • Takes Time: It can take several days to secure a preapproval letter from a lender. Trying to scramble to get this done once you've found a home can be very stressful and may end up costing you the house.

    • Saves Time: Active home searching requires a good deal of your valuable time, energy, and consideration. If you don’t want to waste that, make sure your financing is secured so you can be confident that when you find “the house” you will have the means to purchase it. It’s better to know before you go!

    • Increases Buyer Marketability: If you find “the house” at a great price, chances are you may not be the only one looking at it. If the seller gets multiple offers (which happens frequently in our market when there is a good home at a good price), the seller will most likely choose an offer from a buyer who can show proof of secured financing. Having loan preapproval makes you more marketable as a buyer!

    • Required on Distressed Property: If you end up deciding on a home that is listed as a foreclosure or short sale, the bank requires a loan preapproval letter to accompany the offer. If you don’t have one ready, you will likely miss out on these properties.

    • Gives Peace of Mind: Having loan preapproval upfront gives you peace of mind. You know from the get-go how much you qualify for, what your interest rate will be, what your payments will be, how much you need to have saved for your down payment, and what price of home would fit into your monthly budget.

    Make your home buying experience the best that it can be by starting the process off right and getting preapproved FIRST! You will definitely be glad you did. If you don't already have a lender you are working with and would like a recommendation, check out these providers!

     

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    Newest Boise Area Homes for Sale

    1493 S Boulder View Ln, Boise image
    1493 S Boulder View Ln, Boise $919,000

    A must see single level mid-century modern home located off of Warms Springs. This home is perfectly located between the Boise River, Warm Springs Golf Course, Downtown, ...

    • 3 Beds
    • 3 Baths
    • 2,600 SqFt.
    • 0.172 Acres
    • 98849243 MLS
    7088 W Butte Ln, Boise image
    7088 W Butte Ln, Boise $525,000

    Beautiful home located in a quiet neighborhood. This home has only had one owner and is ready for a new one. With a split bedroom floor plan and a big open floor plan, it...

    • 3 Beds
    • 2 Baths
    • 1,902 SqFt.
    • 0.12 Acres
    • 98849240 MLS
    6412 W Cassia St, Boise image
    6412 W Cassia St, Boise $395,000

    Beautifully updated mid-century home on the Boise Bench in fantastic location. Gorgeous kitchen with concrete countertops, open shelving, slate tile floor, and matching s...

    • 3 Beds
    • 1 Baths
    • 988 SqFt.
    • 0.19 Acres
    • 98849233 MLS
    403 E Reserve St, Boise image
    403 E Reserve St, Boise $919,900

    Own a piece of history! Simply elegant Queen Anne style;built in 1893 "The Jones House" was historically moved in 2017 & perfectly restored to its original charm at the b...

    • 3 Beds
    • 2 Baths
    • 1,459 SqFt.
    • 0.126 Acres
    • 98849227 MLS
    4500 Five Mile Rd, Boise image
    4500 Five Mile Rd, Boise $759,900

    3 SHOPS!! Hard to find 1 acre property in SW Boise. Remodeled 3 bdrm, 3 bath home w/attached heated shop, .5 bath, w/car lift. And 50' x21' RV/shop w/2overhead doors, gas...

    • 3 Beds
    • 3 Baths
    • 2,096 SqFt.
    • 1.02 Acres
    • 98849228 MLS


    Information courtesy of Intermountain Multiple Listing Service. Information provided by IMLS is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non‐commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. All listings provided by IMLS are marked with the official IMLS IDX icon.

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    Meet Our Agents

    "We couldn't be more impressed by the dedicated, professional, custom-tailored services we received from TripleCord Real Estate when we decided it was time to sell our home and buy a new home." ~The Stichkas  

    Read more testimonials HERE!

     

     

    Boise Communities

    • About Boise
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    Meridian Communities

    • About Meridian
    • 1020 - NE Meridian
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    Other Local Communities

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    3635 S Weathered Ave.
    Boise, ID  83706
    P: 208-861-5639   
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