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    Is it the right time for you to buy a home in Boise?

    Maybe you are tired of renting. Maybe you've had a baby or two and are outgrowing your current home. Or possibly a new job is bringing you to our great city. No matter the reason, you are looking to buy a home in Boise.Is it time to buy a home in Boise

    Deciding if it is the right time to buy a home in Boise can be both exciting and scary. Even if you've bought one before, a home is the single largest purchase most people will ever make. Thus, the decision should be made with careful consideration.

    Consider the cost to buy a home in Boise

    One of the more major things to think about as you contemplate whether or not to buy a home in Boise should be how your new mortgage will affect your budget. Consider any upcoming life changes such as adding a child, changing jobs, going back to school, etc. Keep in mind that a lender may qualify you to buy a home in Boise that is priced considerably higher than what would fit comfortably into your budget.

    To gage where the right mortgage for your budget might be, use these helpful tips:

    • A buyer can typically afford a mortgage two to three times their gross income. For example, if your gross income is $100,000, then you may be looking at a mortgage in the $200,000 to $300,000 range.

    • Know how much cash you have available for a down payment. The more you are able to put down, the more you can save on a mortgage. Plus, if you can put down 20% or more, you can avoid paying private mortgage insurance, which can save you $100s on your mortgage each month.

    • Your monthly mortgage payment (including principal, interest, taxes, and insurance) should be less than 28% of your gross income.

    • The sum of all of your bills (including your mortgage, car payments, utilities, credit cards, etc.) should be less than 41% of your gross income.

    • Due to the tax benefits of home ownership, your mortgage payment could be 1/3 more than your monthly rent and still provide you with the same net at the end of the year.

    Connect with a local Boise buyer's agent

    Remember that when you decide you are ready to buy a home in Boise you don't have to walk through the process alone. A real estate agent is not just a person with access to the MLS database, but someone who can provide you with valuable market knowledge. The local buyer's agents at TripleCord Real Estate know the area and can help you buy a home in Boise that suits your needs and your pocket book. We can also guide you through every step of the process, from deciding between a pre-owned home or a newly built one, to making the offer, and negotiating after the inspection.

    The home buying process can be intimidating, but with the right preparation and consideration you can confidently buy a new home in Boise to live in for years to come!

     

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    Newest Boise Area Homes for Sale

    9955 W Lillywood Dr., Boise image
    9955 W Lillywood Dr., Boise $464,900

    Immaculate well-maintained "like brand new" home in SW Boise. Owners have cared for this home and yard meticulously. This spacious home brags of large bedrooms with walk-...

    • 5 Beds
    • 3 Baths
    • 3,194 SqFt.
    • 0.14 Acres
    • 98791332 MLS
    5256 E Arrow Junction Dr., Boise image
    5256 E Arrow Junction Dr., Boise $550,000

    Beautifully cared for home with open & spacious floorplan. Recently refinished hardwood flooring and newer interior paint. The two story, great room ceilings boast a numb...

    • 3 Beds
    • 2.5 Baths
    • 1,825 SqFt.
    • 0.12 Acres
    • 98791316 MLS
    830 S Colfax Street, Boise image
    830 S Colfax Street, Boise $670,680

    Don't miss out on this amazing property and rare 4 bed (potential 5 bed) x 3 bath Boise find with a larger 0.7 acre lot. This home has room for your toys, RV, one horse,...

    • 4 Beds
    • 3 Baths
    • 2,916 SqFt.
    • 0.7 Acres
    • 98791206 MLS
    10078 W Lillywood Dr, Boise image
    10078 W Lillywood Dr, Boise $410,000

    This lovingly maintained, beautiful home features a well laid out kitchen w/ island, pantry & spacious dining area. Adjacent is a wonderful built-in work space nook that ...

    • 4 Beds
    • 2.5 Baths
    • 2,304 SqFt.
    • 0.13 Acres
    • 98791202 MLS
    307 E Sydmor Dr, Boise image
    307 E Sydmor Dr, Boise $620,000

    Absolutely stunning, European inspired home with high end finishes. From Quarter Sawn Oak cabinets, to individual hardware choices throughout. Your buyers will not be dis...

    • 3 Beds
    • 2.5 Baths
    • 2,053 SqFt.
    • 0.092 Acres
    • 98791194 MLS


    Information courtesy of Intermountain Multiple Listing Service. Information provided by IMLS is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non‐commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. All listings provided by IMLS are marked with the official IMLS IDX icon.

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    "We couldn't be more impressed by the dedicated, professional, custom-tailored services we received from TripleCord Real Estate when we decided it was time to sell our home and buy a new home." ~The Stichkas  

    Read more testimonials HERE!

    Boise Communities

    • About Boise
    • 0550 - SW Boise
    • 0100 - North Boise
    • 0600 - West Boise
    • 0200 - NE Boise
    • 0650 - W Boise-Mer
    • 0300 - SE Boise
    • 0700 - Garden City
    • 0400 - Boise Bench
    • 0800 - NW Boise
    • 0500 - South Boise

    Meridian Communities

    • About Meridian
    • 1020 - NE Meridian
    • 1000 - SE Meridian
    • 1030 - NW Meridian
    • 1010 - SW Meridian

    Other Local Communities

    • Eagle
    • Nampa
    • Star
    • Caldwell
    • Kuna
    • East Boise County
    • Middleton

    Other Helpful Links

    • IMLS Area Map & Information
    • Guide to Buying a Home
    • Guide to Selling a Home
    • Homeowner Resources
    • Utility & Quick Reference Phone Guide
    • Demographics & Area Information Links
    • Recommended Providers
    • TripleCord and Our Agents
    • Local Boise Area Events
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    3635 S Weathered Ave.
    Boise, ID  83706
    P: 208-861-5639   
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