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    Out of Pocket Costs to Purchase a Home

    Although most of the costs to purchase a home are due at closing, there are a couple of up front costs that you, as the buyer, will need to have money for. These include your earnest money and the cost for inspections.

    Earnest Money

    Earnest money is provided to your real estate agent at the time you make an offer on a home to show good faith that you "earnestly" desire to purchase the property. Although the amount of the earnest money is negotiable, for planning purposes you can assume it will be around 1% of the purchase price. If the offer is accepted by the seller, the earnest money will be deposited into a trust account.

    If the offer is rejected or rescinded because of contingencies listed in your offer, the earnest money is returned. For example, if the offer is contingent on a home inspection and the inspection shows multiple problems that would costly to repair, you can withdraw the offer and receive your earnest money back. However, if you back out for any reason other than those stipulated in the offer as contingencies, you will likely forfeit the earnest money to the seller. If the sale closes, the earnest money is counted towards your purchase price.

    Inspection Costs

    As with any large financial decision, you will want to make sure your investment is sound before making a final purchase decision. In the home buying world, one of the best ways to do this is to perform necessary inspections. The prices of a home inspection will vary, but for budgeting purpose, you can plan to spend between $200 and $500. Payment for an inspection is usually made by the buyer and is due to the inspector upon service, NOT closing. In addition to a home inspection, there are other inspections you may choose to invest in as well. These include but are not limited to a mold inspection, well water test, septic pumping and inspection, and a radon test.

     

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    Boise Area Homes for Sale

    13388 W Elmspring Dr, Boise image
    13388 W Elmspring Dr, Boise $715,000

    This wonderful open concept ranch-style home with a full basement is right in the heart of the highly sought-after Hobble Creek neighborhood. This home features stunning ...

    • 5 Beds
    • 3 Baths
    • 4,078 SqFt.
    • 0.235 Acres
    • 98849250 MLS
    743 N Troutner Way, Boise image
    743 N Troutner Way, Boise $1,275,000

    SPACIOUS custom home with STUNNING views. Northridge subdivision offers a peaceful setting in the foothills of Boise. This home has an abundance of natural light througho...

    • 5 Beds
    • 4 Baths
    • 4,014 SqFt.
    • 0.207 Acres
    • 98849249 MLS
    1493 S Boulder View Ln, Boise image
    1493 S Boulder View Ln, Boise $919,000

    A must see single level mid-century modern home located off of Warms Springs. This home is perfectly located between the Boise River, Warm Springs Golf Course, Downtown, ...

    • 3 Beds
    • 3 Baths
    • 2,600 SqFt.
    • 0.172 Acres
    • 98849243 MLS
    7088 W Butte Ln, Boise image
    7088 W Butte Ln, Boise $525,000

    Beautiful home located in a quiet neighborhood. This home has only had one owner and is ready for a new one. With a split bedroom floor plan and a big open floor plan, it...

    • 3 Beds
    • 2 Baths
    • 1,902 SqFt.
    • 0.12 Acres
    • 98849240 MLS
    6412 W Cassia St, Boise image
    6412 W Cassia St, Boise $395,000

    Beautifully updated mid-century home on the Boise Bench in fantastic location. Gorgeous kitchen with concrete countertops, open shelving, slate tile floor, and matching s...

    • 3 Beds
    • 1 Baths
    • 988 SqFt.
    • 0.19 Acres
    • 98849233 MLS


    Information courtesy of Intermountain Multiple Listing Service. Information provided by IMLS is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non‐commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. All listings provided by IMLS are marked with the official IMLS IDX icon.

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    Meet Our Agents

    "We couldn't be more impressed by the dedicated, professional, custom-tailored services we received from TripleCord Real Estate when we decided it was time to sell our home and buy a new home." ~The Stichkas  

    Read more testimonials HERE!

     

     

    Boise Communities

    • About Boise
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    Meridian Communities

    • About Meridian
    • 1020 - NE Meridian
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    Other Local Communities

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    • Caldwell
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    • East Boise County
    • Middleton

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    Boise, ID  83706
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